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Managing your money has never been easier... thanks to the Web. You can make just about any kind of transaction or get useful financial information with just a few clicks of your mouse. You can also find the best rates on anything from insurance to mortgages to checking accounts. (B.C. - before cyberspace - that wasn't so easy to do!) Here are some basics on how to best use your wallet on the Web. BANKING Compare services and rates. Some online banks offer very competitive rates on money market accounts and CDs. Apply for a credit card. Pay your bills without writing checks and send your bills automatically. Transfer funds from one account to another. INSURANCE Find the best rates for auto, home, and life insurance and make payments online. Explore the types of health insurance available and which is best suited to your needs. YOUR HOME Find the best mortgage or home equity loan rates. Make payments online. List your house and take a look at houses for sale without driving all over the place. Just look online. Having trouble selling your house? Find out which home renovations will help you sell it and if you can afford to do them. Refinance your home. MUTUAL FUNDS & STOCKS Browse, research and invest online. Pay lower commissions for trading. Take lessons on investing basics. Learn from other investors. Check out the market 24 hours a day, 7 days a week. RETIREMENT PLANNING Learn about IRAs, 401(k)s and other retirement investments. Find out how much money is in your Social Security account. Manage your retirement accounts online. TAXES Prepare your taxes online or download printable forms directly from the IRS Get advice from tax professionals and the IRS. Cleaning out your closet? Get advice on throwing out those old tax receipts. Find out what's deductible. YOUR BUSINESS Opening your own business? You're not alone. Find ways to help you budget, calculate your costs and get expert advice. Find spreadsheets and invoices to download and use for free. Get advice from the Small Business Administration and other government agencies. print this lesson | back to lesson main page Find the best bank rate offered today on a money market account. Also, visit Ka-Ching and explore the tips, tools and resources they offer for managing, even making, money.